how it works
1. Pre-Qualification Questionnaire:
Begin the journey by completing our Pre-Qualification Questionnaire HERE. Our dedicated home buying specialist will reach out to you to delve into your unique requirements and family needs, ensuring a tailored approach to your home ownership aspirations.
1. Pre-Qualification Questionnaire:
Begin the journey by completing our Pre-Qualification Questionnaire HERE. Our dedicated home buying specialist will reach out to you to delve into your unique requirements and family needs, ensuring a tailored approach to your home ownership aspirations.
2. Property Selection and Notification:
Once the next available home matches your preferences, we’ll promptly send you a comprehensive message containing essential property details. Take the time to review and determine your interest in exploring further.
2. Property Selection and Notification:
Once the next available home matches your preferences, we’ll promptly send you a comprehensive message containing essential property details. Take the time to review and determine your interest in exploring further.
3. Open House and Property Viewing:
An open house will be arranged for the new property. This presents an excellent opportunity for you to visit the prospective home, inspect its features, and envision it as your future residence.
3. Open House and Property Viewing:
An open house will be arranged for the new property. This presents an excellent opportunity for you to visit the prospective home, inspect its features, and envision it as your future residence.
4. Offer Collection and Submission:
We initiate the process of collecting offers from interested parties. This is your chance to submit your best offer, expressing your eagerness to make the property your own.
4. Offer Collection and Submission:
We initiate the process of collecting offers from interested parties. This is your chance to submit your best offer, expressing your eagerness to make the property your own.
5. Agreement Review and Discussion:
Upon receiving offers, we meticulously review them and select the strongest applicant. If you are selected, we will coordinate a meeting with you to discuss the terms of the loan agreement. This ensures transparency and alignment with your expectations.
5. Agreement Review and Discussion:
Upon receiving offers, we meticulously review them and select the strongest applicant. If you are selected, we will coordinate a meeting with you to discuss the terms of the loan agreement. This ensures transparency and alignment with your expectations.
6. Collaboration with Registered Mortgage Loan Originator (RMLO):
Once our agreement is filled out, we will connect with our qualified Registered Mortgage Loan Originator (RMLO). Here, you will provide the necessary documents, option fee, and earnest money deposit (EMD) as part of the loan application process.
6. Collaboration with Registered Mortgage Loan Originator (RMLO):
Once our agreement is filled out, we will connect with our qualified Registered Mortgage Loan Originator (RMLO). Here, you will provide the necessary documents, option fee, and earnest money deposit (EMD) as part of the loan application process.
7. Final Loan Document Clarification:
The RMLO will present you with the final loan documents, outlining the precise monthly costs associated with your new home. This step ensures complete clarity about your financial commitments.
7. Final Loan Document Clarification:
The RMLO will present you with the final loan documents, outlining the precise monthly costs associated with your new home. This step ensures complete clarity about your financial commitments.
8. Closing Arrangements:
We facilitate the setup of the closing process, coordinating with an experienced attorney or title company. This stage prepares for the formal transfer of ownership.
8. Closing Arrangements:
We facilitate the setup of the closing process, coordinating with an experienced attorney or title company. This stage prepares for the formal transfer of ownership.
9. Document Signing and Down Payment Submission:
At the closing, you will sign the necessary documents and submit your down payment. This crucial step solidifies your commitment and marks the transition to becoming a homeowner.
9. Document Signing and Down Payment Submission:
At the closing, you will sign the necessary documents and submit your down payment. This crucial step solidifies your commitment and marks the transition to becoming a homeowner.
10. Welcome Home:
With the paperwork now complete, you’re now ready to move into your new home. Congratulations on achieving your dream of homeownership! Our team remains available to assist with any inquiries or needs even after the move-in.
10. Welcome Home:
With the paperwork now complete, you’re now ready to move into your new home. Congratulations on achieving your dream of homeownership! Our team remains available to assist with any inquiries or needs even after the move-in.
We hope you embark on this exciting journey with us. We look forward to assisting you every step of the way, making sure your home ownership dreams become a reality.
We hope you embark on this exciting journey with us. We look forward to assisting you every step of the way, making sure your home ownership dreams become a reality.